Our Debt Story – From In Debt to OUT of Debt – To Getting in Debt… AGAIN


How We Got In Debt… Again

I’m sure we all have some sort of embarrassing debt story which usually follows with another story of getting OUT of debt and details of a debt free journey. Today, I want to share with you another version of this story… a young, successful couple were in debt, followed Dave Ramsey’s advice and got OUT of debt… only to fall right back into debt again. The story below is Cullen and Katie’s debt story – as they call their “embarrassing debt story” – that I think shares a BIG lesson for us all. Be warned tho – it’s painfully honest – but is sure to help a LOT of people with their own plans to finally get OUT of debt.
Cullen and Katie Debt Journey - from getting out of debt to getting in debt again - learn how we got in debt.



Getting Into Debt – Again

I just love the daily family vloggers Katie and Cullen. This amazing couple makes a daily video sharing their life with their 2 kids and they share it ALL – the good, the bad, the amazing…and the heartbreaking.

Recently, Katie and Cullen shared a video on Youtube called “Our Debt Disaster – How We Got Here” in which they shared the story of how, in the early years of their marriage, they found themselves in debt and decided to follow Dave Ramsey’s Financial Peace Total Money Makeover plan for getting out of debt.

They went all-in with Dave Ramsey’s cash envelope system and worked their way OUT of debt.

And yes, Dave Ramsey’s system for getting out of debt DOES work – highly recommended!

 The Total Money Makeover: A Proven Plan for Financial FitnessGet More Info Cash Envelope System-Budget Envelopes For Saving MoneyGet More Info

 

Then, the years passed by, Katie and Cullen found big success as YouTube Vloggers…

they stopped doing the cash envelope system…

they started enjoying their new luxury lifestyle and spending too much money…

and recently realized just HOW in debt they are now.

In other words, in debt AGAIN.

Now, I don’t share this to embarrass them because I genuinely think the world of them and how the Cullen and Katie vlogs have opened up great conversations about some serious topics.

I also have great admiration for just how MUCH of their personal daily lives they share with their subscribers and viewers – everything from fertility issues, to potty training, to gaining control of clutter in their home, to marriage issues and various health issues… and now, what must be a really tough thing to share so publicly… being in debt again.

Debt Backstory

Instead of me explaining, let’s hear Cullen and Katie explain their debt journey in this Part 1 video below.

LOTS of useful information if YOU are trying to get out of debt (and you’ll also see – you are NOT alone – and you CAN get OUT of debt)

The biggest lesson of all (in my opinion) –

Simply having MORE money is NOT the solution to debt issues.

Our Debt Disaster – How We Got Here

Cullen and Katie Debt Journey – how we got OUT of debt and how we got BACK in debt.

The Debt Disaster Story

Here’s Part 2 of Katie and Cullen’s Debt Journey. In this video they talk more about where they are NOW with their debt situation:

Our Debt Disaster – We Owe $57,000 IN ONE CATEGORY!

Let’s dig into how our financial situation stands NOW… and everything that happened that got us here…


11 Steps to Start a Money Making Mom Blog in 2019 - the Right Way

After taking Suzi's Blog By Number course, things started to change. I had my blog up and running in a week, and started publishing consistently. I started making money consistently. I started getting income from affiliate marketing, and even launched my own course!

How Much Money We Spent

And here’s a follow up video that shares the actual numbers and calculations of Cullen and Katie’s actual debt.

Yes, some of the amounts owed and paid each month may very well be jaw-dropping for many of you.

Luxury Lifestyle Leads to Debt (with Receipts) – Our Debt Disaster

Katie and Cullen share receipts and actual amounts owed in this follow up to their debt jounrey…

GET: Printable Emergency Binder Forms

A complete printable pdf workbook to prepare your family for any emergency or death by organizing all your medical, financial, and household information in one place. Easiest way to organize your important information in one place...

Miss Anything?

Our embarassing debt story - how we got in debt again.  Cullena dn Katie in debt and their debt journey of getting in debt and getting out of debt again.




Web
Analytics







Need Help Getting Organized?
Kitchen work counter clutter - kitchen cabinet clutter? when decluttering your house you can not overlook kitchen clutter! We all know decluttering meaning and declutter synonyms (another word for declutter? UNclutter, DEjunk etc) and want to know how to declutter your house in one day. Here's how to clear clutter in your kitchen when you're overwhelmed thinking how do I organize my house

Declutter Your Kitchen: 15 Kitchen Clutter Items To Throw Away Right Now

Declutter Your Kitchen Clutter FAST By Purging These 15 Items Kitchen Clutter SOLUTIONS! Let's talk about how to get rid ...
Read More

Organizing Your Home – MEGA List of Free Home Organization Hacks, Clutter Solutions and Printables

Organizing your home - the ultimate list of home organization tips including: How To Start, Feeling Overwhelmed, Free Printables, DIY ...
Read More
Clutter control HACKS for busy moms who are too tied to clean

Clutter Control for Moms – How To Organize Your Family, Your Home AND Your Life

Mom HACKS That Really Work To Keep Your Mom Life Organized Cleaning Hacks for Moms! Wondering how to keep your ...
Read More
Simple decluttering tips to get organized at home and declutter your life. Organization hacks that work!

Declutter Your Home – Decluttering Ideas, Tips & Tricks That Work To Get Organized & STAY Organized

Home Organization Tips and Tricks that WORK! Decluttering ideas that worked for ME when I was feeling overwhelmed with stress ...
Read More


Question: Have you considered blogging?
I bet you'd be great at it!
Here's How I Make Money With This Blog
and how YOU can do it, too!